Detailed Implementation Guide

A. Payment Flow Mapping

Purpose: Visualize and understand your current payment infrastructure to identify inefficiencies and opportunities.

How to Use:

1. Start with your main banking relationships:

   For each major corridor:
   - Document initiating bank
   - List all intermediary banks
   - Identify receiving banks
   - Note cut-off times
   - Record processing times
   
   

2. Document current process steps:

   • List all manual interventions
   • Note automation points
   • Identity reconciliation processes
   • Map compliance checkpoints

B. Payment Corridor Analysis

Purpose: Identify high-impact opportunities for stablecoin implementation.

Step-by-Step Approach:

1. Volume Analysis

   For each corridor:
   - Calculate monthly volume
   - Note currency pairs involved
   - Document current costs
   
   

2. Friction Point Identification:

   • List corridors with >48hr settlement
   • Note routes with high rejection rates
   • Identify expensive currency pairs

Key Questions to Answer:

• Which corridors have the highest volumes?
• Where do you face the most delays?
• Which routes have the highest costs?

C. Treasury Operations Cost Analysis

Purpose: Build a comprehensive understanding of current costs to justify stablecoin implementation.

Implementation Steps:

1. Personnel Costs

   Document time spent on:
   - Payment processing
   - Reconciliation
   - Issue resolution
   - Banking relationship management
   
   

2. Direct Costs

   Calculate per transaction:
   - Banking fees
   - FX costs
   - Swift charges
   - Compliance costs